Dental insurance is underwritten by United of Omaha Life Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE
68175,1-800-769-7159. Policy form number: 7000GM-U-EZ 2010 or state equivalent (In NC: 7000GM-U-EZ 2010 NC). United
of Omaha Life Insurance Company is licensed nationwide, except in New York.] [Dental Insurance is underwritten by Mutual
of Omaha Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175, 1-800-769-7159. Policy form number
7000GM-M-EZ 2010. Mutual of Omaha Insurance Company is licensed nationwide. This policy provides dental insurance
only. The expected benefit ratio for this policy is 75.5 percent. This ratio is the portion of future premiums which the
company expects to return as benefits, when averaged over all people with this policy.